The Citibank Account takes money management to a new level of simplicity. All of your financial relationships with Citibank and its affiliates are brought together-all on one statement-to make managing your money easier, more convenient, and more organized than ever before. These integrated financial areas include:

• Deposits
• Loans
• Citibank credit cards*
• Investments through Citicorp Investment Services**
  
  
  The Citibank Account includes your deposits, loans, lines of credit, credit card balances and mortgage balance to help you meet the combined minimum balance requirements for an account with no monthly service charges. By consolidating your accounts at Citibank you can earn better rates on your deposits and your loans.
  
  The Citibank Account gives you the control you want and the flexibility you need to manage your money. Whether it's unlimited check writing or an account that accommodates limited transactions, a loan or a line of credit, a credit card or a mortgage, Citibank has all of your needs covered. A Citibank representative can help you find the account that's right for you.
  
  
  *Citibank Credit Cards are issued by Citibank (South Dakota) N.A.
  **Securities transactions are through Citicorp Investment Services, member NASD/ SIPC and an affiliate of Citibank.